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You’re leaving money on the table, not because your product sucks, but because you never learned how to ask.

Referrals are the highest-converting leads in business, yet most founders rely on luck and hope. Brandon Barnum turned asking into a science. His method transformed broke single-dad survival mode into a $200K income and later, a 5-million-user platform. This issue breaks down his three-step referral playbook and shows how to plug it straight into your workflow.

By the end, you’ll know exactly how to make clients sell for you.

🧠 Remarkable & Relevant Facts 💡

(Did you know…?)

  • Your referral engine is leaking ~63% of its potential

    According to the referral-score quiz used by Brandon Barnum, the average business scores only 37 out of 100 on key referral practices—meaning over 60 % of possible referrals go uncaptured. 

    See the quiz here → Referral Score Quiz

  • More than half of U.S. homeowners live in HOA communities

    The platform HOA.com is focused on networks of neighborhoods because 53% of U.S. homes fall under homeowner associations—making it a major network effect for referrals. Explore the stat. (learn more)

  • 60% of non-participants in referral programs have never been asked

    In one study, only 44% of consumers ever participated in a referral program; of those who didn’t, 60% said it was simply because they never received a referral link or code from someone they know(learn more)

Pressure Creates Purpose

The story starts in college.

Brandon Barnum was twenty-two, a new father, broke, and lost. By twenty-four, he was a single dad with full custody of his son, making just twenty thousand dollars a year. That moment of panic became his turning point. With a toddler to feed, there was no room for self-pity. He had to grow up overnight. He jumped into the mortgage business, studied the best producers, and discovered something most people overlook: success travels through people. A mentor taught him the hidden mechanics of referrals—the art of turning trust into income. Eighteen months later, Brandon had 10x’d his income and built a stable life for his son.

That lesson became his compass for everything that followed.

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Why Referrals Beat Cold Outreach

Referrals weren’t just a nice bonus—they were his edge.

He learned that 84 percent of all B2B sales start with a referral and that a warm introduction makes you four times more likely to close. “Lead is a four-letter word,” Brandon says. “I don’t want strangers from the internet. I want a champion saying, ‘You need to talk to Brandon.’” When he left the mortgage business in 2009, he built a tech platform to teach that process. That company, refer.com, grew to five million members—proof that word of mouth, when structured, can scale like software.

For founders, this flips the entire game. Ads are optional. Trust is compounding capital.

Lead is a four-letter word. don’t want strangers from the internet. I want champions introducing me to decision-makers.

Brandon Barnum

The Three-Step Ask That Actually Works

Most people don’t ask and that’s the problem.

They deliver outstanding work, wait for magic, and wonder why nobody talks about them. Brandon’s method addresses this issue in three steps:

Step One: Set the stage.

Right at the start, before you finish the first meeting, say:

“I’m committed to delivering a five-star experience. Once I’ve earned it, would it be okay if I asked for referrals later?”

You’ve planted the seed. Now the client’s subconscious starts scanning for people who might need you.

Step Two: Listen for the trigger.

Every time a client says “thank you,” “this is amazing,” or “you’ve made my life easier,” that’s your cue.

They’re in what Brandon calls the peak referral state.

Step Three: Ask to get.

Follow through:

“I’m so glad to hear that. Would you be open to sharing a short review—and maybe introduce me to one or two people who could benefit too?”

It’s clean, honest, and human. And when it becomes a habit, referrals stop being random—they become a repeatable process.

The Real Moat in the Age of AI

AI is changing how we work, sell, and scale, but it can’t replicate trust.

Brandon now runs HOA.com, a platform serving U.S. homeowners’ associations, where AI handles routine support and calls. Yet the real value isn’t the automation; it’s the community he’s building around it. He calls it “community as a service.” The goal is simple—reconnect neighbors, revive local ties, and create shared loyalty in an era of isolation.

“Relationships build the brand,” he says. “That’s how you bulletproof your business from AI.”

Technology will change, and algorithms will shift, but people will always choose those they trust and who make them feel part of something bigger.

Fix Your Referral Gaps This Week

The truth is most founders think they get referrals but when they take Brandon’s quiz, their score averages 37 out of 100. That gap is lost profit.

Referrals aren’t luck. They’re a system. You can fix your referral pipeline in a single week if you turn these five principles into habits:

Key Takeaways – How to Make Your Business Self-Referring

  1. Set the stage on Day 1

    In your first client call, say: “I’m committed to delivering a five-star experience. Once I’ve proven myself, would it be okay if I asked for referrals later?”

    You’ve planted the seed. Now they’ll start looking for people who need you — before you ever ask again.

  2. Train your ear for the trigger

    The moment a client says “thank you” or “this is amazing”, that’s your window. Don’t rush past it.

    Respond: “I’m so glad to hear that. If you know anyone else who needs this result, I’d love an intro.”

  3. Automate the follow-up loop

    After delivery, use one email or message that asks for a review and a referral in the same breath. Example:

    “Would you mind writing a quick line about your experience — and is there anyone in your circle who’d benefit from the same result?”

    Tools like WarmWelcome, Loom, or even a simple Typeform can capture it instantly.

  4. Turn proof into marketing assets

    Every testimonial becomes a mini billboard. Extract a quote, record a 20-second video, add a photo. Post it on your site, your newsletter, your X profile.

    One client’s success story sells harder than a hundred cold DMs.

  5. Build a referral partnership list

    Create a simple spreadsheet with five complementary service providers who serve your same audience. Reach out and propose a mutual referral exchange or affiliate setup.

    Start with two conversations this week. Your next client might come from someone else’s pipeline, not your ads.

Referrals are not a side benefit. They are the business model.

Do this right, and your brand grows through trust, the one currency no algorithm can replace.

Talk soon,

Roman

Every setback built your story. We turn it into the system that scales your impact. 👇

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